You get a phone call from an IRS impersonator who says he is from the Internal Revenue Service (IRS). He says that you owe back taxes and that the authorities will come and arrest you, unless you wire money or buy prepaid debit cards immediately. Of course, these callers are not with the IRS. They are thieves. These con artists target older Americans and bilk people out of millions of dollars a year. Here is what you need to know about IRS impersonators.
We only have hard numbers for the people who have reported the theft to the Treasury Inspector General for Tax Administration (TIGTA), so the total scope of the crimes is likely much larger. The TIGTA started keeping track of these cases in late 2013. Since then, more than 15,000 people have lost nearly $75 million to these illegal schemes.
The average amount stolen is nearly $5,000 per victim. One man paid the crooks more than $500,000. The agency knows of at least one person who killed himself after realizing he had paid money to the scammers.
Thankfully, the word is getting out about these con artists, and would-be victims are reporting the impersonators. More than 2.5 million people have contacted TIGTA to report suspicious calls from people claiming to be with the IRS.
What to Do If You Get a Suspicious Phone Call
The TIGTA agents say that if you get a phone call from someone who claims to be an IRS employee, just hang up. Do not engage in conversation with the person. Do not try to pull a prank on him or blow an air horn into the phone. Get off the phone immediately.
There have been several instances in which impersonators got angry at the people they tried to victimize and took revenge. They spoofed the phone number of the person they called and reported fake accounts to the police of violent criminal activity, like an armed home invasion happening at the person’s house. This behavior is “swatting,” named for SWAT teams that respond, sometimes with deadly force.
Therefore, hang up immediately and call the authorities. If someone called but you did not fall for the scheme, report the crook at the TIGTA website, tigta.gov. Call the TIGTA hotline (800-366-4484), if the con artists got some of your money.
What to Do If You Might Owe Back Taxes
The IRS contacts people by mail about delinquent taxes. They do not start the process, by telephoning people and threatening to arrest them, throw them in jail, or kick them out of their houses. The best thing to do if you are worried about whether you owe taxes, is to go to the IRS website, irs.gov, and ask them if you owe any back taxes. If you do, they will work with you and set up a payment plan. It will not involve going to WalMart to buy prepaid debit cards for the IRS.
Keep yourself safe from impersonators and financial predators. Do not anger them, but do not ignore the situation if you actually do owe taxes. Interest and penalties can add up quickly. You will sleep better at night, if you get a payment plan and know what to expect.
Your state’s regulations might be different from the general law of this article, so it would be a good idea to talk with an elder law attorney in your area.
AARP. “Meet the Lawman Who Went After IRS Imposters.” (accessed April 11, 2019) https://www.aarp.org/money/scams-fraud/info-2019/timothy-camus-interview.html